Buying a home is one of the most important financial decisions you’ll ever make. It can be confusing and exciting all at once. When you need financing to make your dream home a reality, we are here for you.
We offer all types of mortgage loans including:
- Conventional Loans
- FHA Loans
- VA Loans
- First Time Home Buyer Loans
- Construction Loans
- Home Equity Loans
- Home Equity Lines of Credit (HELOC)
Let’s Get Started
- Prequalify to help determine what you can afford.
- Decide what type of home you want or need.
- We will assist you in finding the mortgage product that best fits your criteria.
- Make an offer on the home.
- Apply once you’ve found a house to purchase.
What we need from you
- Completed application
- Pay stubs for the last 30 days
- Tax returns and W-2s for the last 2 years
- Most current bank statements for all deposit accounts
First Time Home Buyer
- Tax returns and W-2s for the last 3 years
Self-Employed
- Tax returns including personal, partnership and corporate, if applicable and all schedules
- Current Profit and Loss Statement
- Current Balance Sheet
Construction Loans
- Documented costs
- Blueprints
Veteran’s Administration Applicants
- Military discharge papers (Form DD214)
- Certificate of Eligibility
If Applicable
- Purchase agreement
- Child support / alimony court printout for last 12 months
- Divorce decree
- Social Security, pension or retirement benefit award letter
- 1099 for disability income